Expected Loss Calculation IFRS 9

Large volume of data that could not be handled in Excel.

Manual calculations that produced very rough projections, based on averages.

Complex calculations that could only be performed by a third-party specialist.

Non-auditable process, lacking clarity.

Implementation of a complex methodology for calculating expected loss for IFRS 9 provisioning and calculating real income considering the effect of IFRS 15.

Align and make financial statements transparent under international standards.

Management and availability of report updates for the end user.

Successful audit process.

Greater efficiency in financial risk management.

Greater precision in calculations.

Savings by no longer depending on external financial consulting for calculations.

User empowerment to perform calculations.